In 1987 Minneapolis, car salesman Jerry Lundegaard (William H. Macy) is drowning in debt. He devises a seemingly simple plan: hire two criminals, Carl Showalter (Steve Buscemi) and Gaear Grimsrud (Peter Stormare), to kidnap his own wife, Jean (Kristin Rudrüd). Jerry intends to collect a hefty ransom from her wealthy father, Wade Gustafson (Harve Presnell), paying the kidnappers a small fraction and keeping the rest to solve his financial woes.
The plan, however, immediately spirals out of control. The hired thugs are a volatile and incompetent pair. During their getaway, a routine traffic stop escalates into the murder of a state trooper and two innocent witnesses. This brings the crime onto the radar of the unflappable and very pregnant Brainerd Police Chief, Marge Gunderson (Frances McDormand).
As Marge meticulously and cheerfully follows the trail of clues, Jerry's desperation mounts. The kidnapping becomes more violent, the criminals more demanding, and Jerry's web of lies begins to unravel. Marge's steady, methodical police work stands in stark contrast to the chaotic and bloody mess created by Jerry's ill-conceived scheme.
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